Personal Loans

Consolidate bills, buy a computer, go on vacation and more with a personal loan from Riverfront.

• Express Line of Credit - Choose a line of credit that you can access again and again - just like a credit card, but without the plastic. Take cash advances easily through Express checks, MasterMoney™, MAC®, Dial Direct or the office. This line of credit can also serve as overdraft protection on your checking account. Enjoy a low variable rate and credit limits up to $20,000.

• Fixed Rate Personal Loan - To borrow for a one-time need, choose a personal loan. This option features a fixed rate, terms up to 5 years and loan limits up to $20,000.

 

How to apply

Applying for a Riverfront loan is as easy as 1, 2, 3... 

1.    Log on to OnlineDirect

2.    Click the Transaction button

3.    Click the Applications button

4.    Complete the Line of Credit Loan Application

5.    Submit

Personal Loans
Rates Effective: 7/1/2008	APR
Share Secured	4.99%
Express Line of Credit(variable)	9.00%
Unsecured Fixed	10.24%

Rates stated as annual percentage rate. Loan rates are effective as of the date indicated above and are subject to change at anytime. Revolving Line of Credit - Rate is variable and subject to change quarterly. Over the previous 3 quarters the lowest rate was 9.8% and the highest rate was 10.6%. Actual interest rate will be determined based on member’s credit history. Please call RFCU for current rates and terms at (800) 451-3477 or (610) 374-8351. Need a loan after hours. Call (877)850-8231 7 days a week or choose Online Direct to apply online.

Contact Lending@Riverfrontfcu.org for more information.