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Rates Chart


Loans:
 
VISA Cards | Yes$ VISA | Student Loans | Personal Loans | Home Equity Loans | New & Used Vehicle Loans | Used Vehicle Loans | Other Secured Loans | Vacation Loan

Shares:
 
Share Accounts | Traditional & Roth IRA  | Coverdell Education Savings Account | Money Market Account

Certificates:
 
Traditional IRA Certificate | Roth IRA CertificateShare Certificates | Yes$ Share Certificate
 


VISA Cards
 Rates Effective: 9/1/2007APR
Classic VISA* (no annual fee)9.99% to 16.99%
Platinum VISA (no annual fee)8.49%
Platinum Plus VISA (no annual fee)7.90%
*Actual rate is based on borrower's credit history.

more info on visa card...

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Student Loans
 Rates Effective: 7/1/2008APR
Stafford (In-school & Deferred)6.80%
Stafford (Repayment)7.14%
PLUS Loans*7.50%

*Reflects the 1% interest rate reduction available immediately at first disbursement.
more info on student loans...

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Personal Loans
 Rates Effective: 7/1/2008APR
Share Secured4.99%
Express Line of Credit(variable)9.00%
Unsecured Fixed 10.24%

more info on personal loans...

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Home Equity Loans
 Rates Effective: 3/1/2008APR
Home Equity: 3 Yr5.24%
Home Equity: 5 Yr5.24%
Home Equity: 7 Yr5.74%
Home Equity: 10 Yr5.74%
Home Equity: 15 Yr6.24%
Home Equity: 20 Yr6.99%

more info on home equity loans...

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New & Used Vehicle Loans (2008 - 07)
 Rates Effective: 6/1/2008APR
New & Used Vehicle: 0 - 36 mos5.99%
New & Used Vehicle: 37 - 60 mos5.99%
New & Used Vehicle: 61 - 66 mos5.99%
New & Used Vehicle: 67 - 72 mos6.49%
New & Used Vehicle: 73 - 84 mos6.99%

more info on vehicle loans...

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Used Vehicle Loans (2006 & Earlier)
 Rates Effective: 6/1/2008APR
Used Vehicle: (varies by model yr. & term)5.99% to 7.99%

more info on vehicle loans...

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Other Secured Loans
 Rates Effective: 6/1/2008APR
New Cycle: 0 - 60 mos7.49%
Used Cycle: 0 - 60 mos7.64%
New RV: 0 - 72 mos8.34%
New RV: 73 - 144 mos9.40%
Used RV: 0 - 72 mos8.49%
Used RV: 73 - 144 mos10.24%

more info on vehicle loans...

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Vacation Loans
 Rates Effective: 6/1/2008
0 - 12 Months8.99%

more info on a vaction loan...

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Share Accounts
 Rates Effective: 8/1/2008APY*
Primary Shares1.00%
Escrow Shares1.00%
Club Account1.00%
Share Draft0.25%
Bonus Shares (min bal. $25,000)2.60%

more info on share accounts...

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Coverdell Education Savings Account
 Rates Effective: 4/1/2008APY*
$100.00 to $4999.991.55%
$5000.00 to $9999.991.80%
$10000.00 or more2.05%

more info on Coverdell Education Savings Account...

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Share Certificates - $1,000 Minimum Deposit
 Rates Effective: 8/1/2008APY*
6 to 11 Months3.30%
12 to 23 Months3.50%
24 to 35 Months3.75%
36 to 47 Months3.85%
48 to 59 Months3.90%
5 Yr4.00%

more info on Share Certificates...

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Share Certificate Special-$1000 Minimum
 Rates Effective: 7/1/2008APY*
18 Months4.10%

more info on Share Certificates...

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Traditional IRA Certificate - $1,000 Min Deposit
 Rates Effective: 8/1/2008APY*
6 to 11 Months3.30%
12 to 23 Months3.50%
24 to 35 Months3.75%
36 to 47 Months3.85%
48 to 59 Months3.90%
5 Yr4.00%

more info on traditional ira...

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Roth IRA Certificate - $1,000 Minimum Deposit
 Rates Effective: 8/1/2008APY*
6 to 11 Months3.30%
12 to 23 Months3.50%
24 to 35 Months3.75%
36 to 47 Months3.85%
48 to 59 Months3.90%
5 Yr4.00%

more info on roth ira...

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Traditional & Roth IRA
 Rates Effective: 4/1/2008APY*
$100.00 to $4999.001.55%
$5000.00 to $9999.001.80%
$10000.00 or more2.05%

more info on roth ira...

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Money Market Account
 Rates Effective: 4/1/2008APY*
$500.00 to $4999.991.50%
$5000.00 to $9999.991.75%
$10000.00 or more2.00%

more info on money market account...

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Yes$ VISA
 Rates Effective: 9/1/2007APR
Yes$ VISA (no annual fee)8.99%

more info on YES$ VISA...

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Yes$ Share Certificate
 Rates Effective: 6/1/2008APY
6 to 11 Months3.35%
12 to 18 Months3.50%

more info on YES$ share certificates...

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*Savings rates stated as APY or Annual Percentage Yield. Loan rates are Annual Percentage Rates.
 
Loan and savings rates and yields are effective at time of printing and are subject to change. Actual interest rate will be determined based on member’s credit history. Please call RFCU for current rates and terms at (800) 451-3477 or (610) 374-8351.
 
 


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