Home | Online Direct | Pay Direct | Dial Direct 800-451-3477
  Click to return to homepage.  
  savings and investments, checking, account access, and valued services a complete list of loan products for individuals and business partnerships accounts for children 0 to 13 and youth 14 to 22 contact information, history, news, and current events  
   
 

Rates Chart

Loans:
 
VISA Cards | Yes$ VISA | Student Loans | Personal Loans | Home Equity Loans | New & Used Vehicle Loans | Used Vehicle Loans | Other Secured Loans | Vacation Loan

Shares:
 
Share Accounts | Traditional & Roth IRA  | Coverdell Education Savings Account | Money Market Account | 

Certificates:
 
Traditional IRA Certificate | Roth IRA Certificate |  Share Certificates | Yes$ Share Certificate
 
VISA Cards
 Rates Effective: 3/1/2010APR
Classic VISA* (no annual fee)10.25% to 17.25%
Platinum VISA (no annual fee)9.25%
Platinum Plus VISA (no annual fee)7.90%
*Actual rate is based on borrower's credit history.

more info on visa card...

Top of page ^
Student Loans
 Rates Effective: 3/1/2010APR
STAFFORD (Unsubsidized, Undergraduate)6.80%
STAFFORD (Subsidized, Undergraduate)5.60%
PLUS Loans8.50%

 
more info on student loans...

Top of page ^
Personal Loans
 Rates Effective: 3/1/2010APR
Share Secured4.99%
Express Line of Credit(variable)9.00%
Unsecured Fixed 9.74%

more info on personal loans...

Top of page ^
Home Equity Loans
 Rates Effective: 3/1/2010APR
Home Equity: 3 Yr4.74%
Home Equity: 5 Yr4.74%
Home Equity: 7 Yr5.24%
Home Equity: 10 Yr5.24%
Home Equity: 15 Yr5.74%
Home Equity: 20 Yr6.49%

more info on home equity loans...

Top of page ^
New & Used Vehicle Loans (2009 - 10)
 Rates Effective: 3/1/2010APR
New & Used Vehicle: 0 - 36 mos4.49%
New & Used Vehicle: 37 - 60 mos4.49%
New & Used Vehicle: 61 - 66 mos4.49%
New & Used Vehicle: 67 - 72 mos5.74%
New & Used Vehicle: 73 - 84 mos6.24%

more info on vehicle loans...

Top of page ^
Used Vehicle Loans (2008 & Earlier)
 Rates Effective: 3/1/2010APR
Used Vehicle: (varies by model yr. & term)4.49% to 6.49%

more info on vehicle loans...

Top of page ^
Other Secured Loans
 Rates Effective: 3/1/2010APR
New Cycle: 0 - 60 mos5.99%
Used Cycle: 0 - 60 mos6.14%
New RV: 0 - 72 mos7.84%
New RV: 73 - 144 mos8.90%
Used RV: 0 - 72 mos7.99%
Used RV: 73 - 144 mos9.74%

more info on vehicle loans...

Top of page ^

more info on a Holiday loan...

Top of page ^
Share Accounts
 Rates Effective: 3/1/2010APY*
Primary Shares0.65%
Escrow Shares0.65%
Club Account0.65%
Share Draft0.25%
Bonus Shares (min bal. $25,000)1.30%

more info on share accounts...

Top of page ^
Coverdell Education Savings Account
 Rates Effective: 3/1/2010APY*
$100.00 to $4999.990.85%
$5000.00 to $9999.990.95%
$10000.00 or more1.20%

more info on Coverdell Education Savings Account...

Top of page ^
Share Certificates - $1,000 Minimum Deposit
 Rates Effective: 3/1/2010APY*
6 to 11 Months1.15%
12 to 23 Months1.60%
24 to 35 Months2.00%
36 to 47 Months2.35%
48 to 59 Months2.50%
5 Yr3.00%

more info on Share Certificates...

Top of page ^

more info on Share Certificates...

Top of page ^
Traditional IRA Certificate - $1,000 Min Deposit
 Rates Effective: 3/1/2010APY*
6 to 11 Months1.15%
12 to 23 Months1.60%
24 to 35 Months2.00%
36 to 47 Months2.35%
48 to 59 Months2.50%
5 Yr3.00%

more info on traditional ira...

Top of page ^
Roth IRA Certificate - $1,000 Minimum Deposit
 Rates Effective: 3/1/2010APY*
6 to 11 Months1.15%
12 to 23 Months1.60%
24 to 35 Months2.00%
36 to 47 Months2.35%
48 to 59 Months2.50%
5 Yr3.00%

more info on roth ira...

Top of page ^
Traditional & Roth IRA
 Rates Effective: 3/1/2010APY*
$100.00 to $4999.000.85%
$5000.00 to $9999.000.95%
$10000.00 or more1.20%

more info on roth ira...

Top of page ^
Money Market Account
 Rates Effective: 3/1/2010APY*
$500.00 to $4999.990.80%
$5000.00 to $9999.990.90%
$10000.00 or more1.15%

more info on money market account...

Top of page ^
YES$ VISA
 Rates Effective: 3/1/2010APR
YES$ VISA (no annual fee)8.99%

more info on YES$ VISA...

Top of page ^
YES$ Share Certificate
 Rates Effective: 3/1/2010APY
6 to 11 Months1.25%
12 to 18 Months1.65%

more info on YES$ share certificates...

Top of page ^
*Savings rates stated as APY or Annual Percentage Yield. Loan rates are Annual Percentage Rates.
**Promotional certificates available for personal accounts only. Aggregate limit of $250,000 per member.
  
Loan and savings rates and yields are effective at time of printing and are subject to change. Actual interest rate will be determined based on member’s credit history. Please call RFCU for current rates and terms at (800) 451-3477 or (610) 374-8351.
 
 


Family Finance | Awards | News & Weather | Frequently Asked Questions | Account Access

  
 

Community | Personal Security | Career Opportunities | Links | Site Map | Search

  
 

Services | Loans | Membership | Youth | About Us | Espanol | Contact US | Directions | FAQ's | Hours & Locations

  
  This credit union is federally insured by the National Credit Union Administration, a U.S. Government Agency.  The Riverfront logo, Riverfront icons and proprietary content on this site are all Copyright © 2003 Riverfront Federal Credit Union All rights reserved. Privacy Statement | USA PATRIOT ACT | Web Site Disclaimer