Vehicle Loans

APPLY ONLINE

At Riverfront Federal Credit Union we make it convenient for our members. Even when our office is closed, you can apply online anytime. Online Direct our FREE internet access service, is available 24 hours a day, 7 days a week.

Riverfront members who do not currently have access to Online Direct can CLICK HERE to complete an application.

Applications are reviewed promptly when received. During normal business hours, the application is generally approved in 30 minutes or less.

Our current rates are always available online. Click here to view the current vehicle rates.

How to apply:

1. Log on to Online Direct.

2. Choose Applications button under the Transaction button.

3. Choose Auto Loan Application from the Form List

4. Complete the application to the best of your ability.

5. Choose NEXT to review the application as you entered it.

6. If the information is correct, choose SUBMIT

Application Process
After your application is reviewed, the Lending Department will send a message to your Online Direct account. Generally the approval process takes 30 minutes during normal business hours. After waiting 30 minutes to an hour from the time of submitting the application, log back on to Online Direct. Choose the Messages button and select Read Mail. Your response plus instructions for additional steps will be there. You can also feel free to call our office approximately one hour from the time you submitted the application. Ask to speak with someone from the Lending Department. The Lending Representative will be happy to assist you and give you the decision as well as the next step you will need to take.

The Lending Department will also send your application response in a letter to your home address. If you are waiting for a letter, you should receive it within 2 days depending on your mailing vicinity to Riverfront.

When your application is approved you will need to provide the following to Riverfront in order for a check to be cut:

Dealer Worksheet (if applicable)
Proof of Auto Insurance
Proof of Income (may be required)

After the information above is received Riverfront will issue a check made out to:

the Dealer and the Member (in a dealer sale)
the Seller and the Member (in a private sale)

Related Topics:
On-The-Spot Riverfront Financing at the Dealer